Digital Health Assessments for Insurance Applicants
Applicants capture vital signs from their smartphone camera in 30 seconds. No scheduling, no nurse visits, no paramedical delays. Circadify delivers the health data underwriters need to make faster decisions while dramatically improving the applicant experience.
Why Choose Us
Advanced rPPG technology that transforms any camera into a health monitoring device
Self-Service Applicant Screening
Applicants complete their health assessment independently from any smartphone. No appointments, no travel, no waiting rooms. The self-service model removes the friction that causes applicants to abandon the process before a policy is ever issued.
Mobile-First Health Assessment
Built for the devices applicants already carry. Circadify runs in any mobile browser or native app, requiring only a front-facing camera. No hardware to mail, no apps to download, no instructions to decipher. Applicants scan in the moment they receive the link.
30-Second Vital Signs Capture
A complete vital signs panel in half a minute. Circadify captures heart rate, heart rate variability, respiratory rate, and stress indicators through a brief facial scan. Applicants finish before they have time to reconsider, keeping your pipeline moving.
No-Exam Policy Enablement
Expand your no-exam product line with digital health data that supports underwriting decisions. Circadify provides the vital signs data layer that carriers need to confidently offer policies without requiring traditional paramedical exams.
Real-Time Underwriting Data Delivery
Health assessment results are available to your underwriting systems within seconds of the applicant completing their scan. API-first delivery means no manual data entry, no faxes, and no waiting days for lab results to arrive.
On-Device Privacy Architecture
All biometric processing happens on the applicant's device. No video is transmitted or stored on external servers. This privacy-first architecture simplifies your compliance posture and gives applicants confidence in the process.
See the Applicant Experience
Walk through the digital health assessment from the applicant's perspective. A single link triggers a 30-second scan that captures heart rate, HRV, respiratory rate, and stress indicators, delivering structured data to your underwriting platform in real time.
Request a DemoInsurance Use Cases
Digital health assessments powering faster underwriting, better applicant experiences, and broader product reach
Accelerated Underwriting Programs
Replace paramedical exams for eligible applicants with a 30-second digital health assessment. Carriers using Circadify can issue decisions faster, reduce acquisition costs, and expand accelerated underwriting to a wider applicant population.
Faster time to decisionDirect-to-Consumer Life Insurance
Enable a fully digital application journey where applicants complete their health screening from their couch. No scheduling coordinator, no nurse visit, no reason for the applicant to drop off between interest and issuance.
Reduce applicant drop-offGroup & Voluntary Benefits Enrollment
Embed digital health assessments into open enrollment workflows for group life and voluntary products. Employees complete their screening on their phone during enrollment, eliminating the logistics of coordinating paramedical appointments at scale.
Scalable enrollment screeningContactless vitals technology for healthcare, insurance, and security
Get in Touch
Tell us about your use case and we'll get back to you within 24 hours.
Ready to Modernize Your Applicant Health Screening?
See how carriers and insurtechs are replacing the nurse visit with a 30-second digital health assessment. Request a demo to walk through the applicant experience, integration options, and underwriting data delivery.